How to check your exact CPP and OAS deposit date

How to check your CPP and OAS payment: My Account, app and phone

There are four official and free ways to confirm your exact deposit date and verify your пенсионно обезщетение details. None of them require you to visit a Service Canada office in person or share your банкова информация with a third party.

💻 1. My Account — Canada.ca

Sign in to your Моят акаунт at canada.ca/my-cra-account using your CRA user ID or your bank sign-in credentials. Under “Benefits and credits” you can view your next scheduled директен депозит date, the net amount of your пенсионно обезщетение, any deductions applied and a complete history of all previous банкова сметка credits.

You can also use Моят акаунт to update your банкова информация for direct deposit, change your mailing address and manage your tax withholding preferences — all without visiting a branch or calling a phone line.

📱 2. CRA My Account mobile app

Download the MyCRA app free from the App Store (iPhone) or Google Play (Android). After signing in, navigate to “Benefits” to access:

• Your next CPP and OAS директен депозит date
• Net payment amount after deductions
• Registered банкова сметка details for direct deposit
• History of previous automatic payments и банкова сметка credits
• Option to update your банкова информация directly in the app

Съвет: enable push notifications in the app to receive an alert on your phone each time your пенсионно обезщетение is deposited into your разплащателна сметка или спестовна сметка.

📞 3. Service Canada helpline — 1-800-277-9914

Call 1-800-277-9914 toll-free from anywhere in Canada, Monday to Friday during business hours. A Service Canada representative can confirm your next дата на плащане, the amount of your пенсионно обезщетение and the банкова сметка details registered for your директен депозит. Have your Social Insurance Number (SIN) ready to verify your identity.

For seniors without access to a smartphone or computer, this is the most accessible option. TTY service is also available at 1-800-255-4786 for beneficiaries with hearing or speech impairments.

🏦 4. Bank statement or online banking

Once your директен депозит is processed, you can verify the credit through your bank’s mobile app, online banking portal or ATM. The deposit will appear on your bank statement as “SERVICE CANADA” or “CANADA CPP” followed by the amount. Most major Canadian banks — including RBC, TD, Scotiabank, BMO и CIBC — process the автоматично плащане by the morning of the scheduled date.

Practical tip: set a recurring monthly reminder on your phone for the day before your expected дата на плащане so you can plan your bill payments, банкови преводи and grocery shopping accordingly without relying on memory.