How to check your exact CPP and OAS deposit date

How to check your CPP and OAS payment: My Account, app and phone

There are four official and free ways to confirm your exact deposit date and verify your συνταξιοδοτικό επίδομα details. None of them require you to visit a Service Canada office in person or share your τραπεζικές πληροφορίες with a third party.

💻 1. My Account — Canada.ca

Sign in to your Ο Λογαριασμός μου at canada.ca/my-cra-account using your CRA user ID or your bank sign-in credentials. Under “Benefits and credits” you can view your next scheduled άμεση κατάθεση date, the net amount of your συνταξιοδοτικό επίδομα, any deductions applied and a complete history of all previous τραπεζικός λογαριασμός credits.

You can also use Ο Λογαριασμός μου to update your τραπεζικές πληροφορίες for direct deposit, change your mailing address and manage your tax withholding preferences — all without visiting a branch or calling a phone line.

📱 2. CRA My Account mobile app

Download the MyCRA app free from the App Store (iPhone) or Google Play (Android). After signing in, navigate to “Benefits” to access:

• Your next CPP and OAS άμεση κατάθεση date
• Net payment amount after deductions
• Registered τραπεζικός λογαριασμός details for direct deposit
• History of previous automatic payments και τραπεζικός λογαριασμός credits
• Option to update your τραπεζικές πληροφορίες directly in the app

Ακρο: enable push notifications in the app to receive an alert on your phone each time your συνταξιοδοτικό επίδομα is deposited into your τρεχούμενος λογαριασμός ή λογαριασμός ταμιευτηρίου.

📞 3. Service Canada helpline — 1-800-277-9914

Call 1-800-277-9914 toll-free from anywhere in Canada, Monday to Friday during business hours. A Service Canada representative can confirm your next ημερομηνία πληρωμής, the amount of your συνταξιοδοτικό επίδομα and the τραπεζικός λογαριασμός details registered for your άμεση κατάθεση. Have your Social Insurance Number (SIN) ready to verify your identity.

For seniors without access to a smartphone or computer, this is the most accessible option. TTY service is also available at 1-800-255-4786 for beneficiaries with hearing or speech impairments.

🏦 4. Bank statement or online banking

Once your άμεση κατάθεση is processed, you can verify the credit through your bank’s mobile app, online banking portal or ATM. The deposit will appear on your bank statement as “SERVICE CANADA” or “CANADA CPP” followed by the amount. Most major Canadian banks — including RBC, TD, Scotiabank, BMO και CIBC — process the αυτόματη πληρωμή by the morning of the scheduled date.

Practical tip: set a recurring monthly reminder on your phone for the day before your expected ημερομηνία πληρωμής so you can plan your bill payments, τραπεζικές μεταφορές and grocery shopping accordingly without relying on memory.