How to check your exact CPP and OAS deposit date

How to check your CPP and OAS payment: My Account, app and phone

There are four official and free ways to confirm your exact deposit date and verify your beneficiu de pensie details. None of them require you to visit a Service Canada office in person or share your informații bancare with a third party.

💻 1. My Account — Canada.ca

Sign in to your Contul meu at canada.ca/my-cra-account using your CRA user ID or your bank sign-in credentials. Under “Benefits and credits” you can view your next scheduled depunere directă date, the net amount of your beneficiu de pensie, any deductions applied and a complete history of all previous cont bancar credits.

You can also use Contul meu to update your informații bancare for direct deposit, change your mailing address and manage your tax withholding preferences — all without visiting a branch or calling a phone line.

📱 2. CRA My Account mobile app

Download the MyCRA app free from the App Store (iPhone) or Google Play (Android). After signing in, navigate to “Benefits” to access:

• Your next CPP and OAS depunere directă date
• Net payment amount after deductions
• Registered cont bancar details for direct deposit
• History of previous automatic payments şi cont bancar credits
• Option to update your informații bancare directly in the app

Sfat: enable push notifications in the app to receive an alert on your phone each time your beneficiu de pensie is deposited into your cont curent sau cont de economii.

📞 3. Service Canada helpline — 1-800-277-9914

Call 1-800-277-9914 toll-free from anywhere in Canada, Monday to Friday during business hours. A Service Canada representative can confirm your next data plății, the amount of your beneficiu de pensie and the cont bancar details registered for your depunere directă. Have your Social Insurance Number (SIN) ready to verify your identity.

For seniors without access to a smartphone or computer, this is the most accessible option. TTY service is also available at 1-800-255-4786 for beneficiaries with hearing or speech impairments.

🏦 4. Bank statement or online banking

Once your depunere directă is processed, you can verify the credit through your bank’s mobile app, online banking portal or ATM. The deposit will appear on your bank statement as “SERVICE CANADA” or “CANADA CPP” followed by the amount. Most major Canadian banks — including RBC, TD, Scotiabank, BMO şi CIBC — process the plată automată by the morning of the scheduled date.

Practical tip: set a recurring monthly reminder on your phone for the day before your expected data plății so you can plan your bill payments, transferuri bancare and grocery shopping accordingly without relying on memory.