How to check your exact CPP and OAS deposit date

How to check your CPP and OAS payment: My Account, app and phone

There are four official and free ways to confirm your exact deposit date and verify your пенсионное пособие details. None of them require you to visit a Service Canada office in person or share your банковская информация with a third party.

💻 1. My Account — Canada.ca

Sign in to your Мой счет at canada.ca/my-cra-account using your CRA user ID or your bank sign-in credentials. Under “Benefits and credits” you can view your next scheduled прямой депозит date, the net amount of your пенсионное пособие, any deductions applied and a complete history of all previous банковский счет credits.

You can also use Мой счет to update your банковская информация for direct deposit, change your mailing address and manage your tax withholding preferences — all without visiting a branch or calling a phone line.

📱 2. CRA My Account mobile app

Download the MyCRA app free from the App Store (iPhone) or Google Play (Android). After signing in, navigate to “Benefits” to access:

• Your next CPP and OAS прямой депозит date
• Net payment amount after deductions
• Registered банковский счет details for direct deposit
• History of previous automatic payments и банковский счет credits
• Option to update your банковская информация directly in the app

Совет: enable push notifications in the app to receive an alert on your phone each time your пенсионное пособие is deposited into your расчетный счет или сберегательный счет.

📞 3. Service Canada helpline — 1-800-277-9914

Call 1-800-277-9914 toll-free from anywhere in Canada, Monday to Friday during business hours. A Service Canada representative can confirm your next дата платежа, the amount of your пенсионное пособие и банковский счет details registered for your прямой депозит. Have your Social Insurance Number (SIN) ready to verify your identity.

For seniors without access to a smartphone or computer, this is the most accessible option. TTY service is also available at 1-800-255-4786 for beneficiaries with hearing or speech impairments.

🏦 4. Bank statement or online banking

Once your прямой депозит is processed, you can verify the credit through your bank’s mobile app, online banking portal or ATM. The deposit will appear on your bank statement as “SERVICE CANADA” or “CANADA CPP” followed by the amount. Most major Canadian banks — including RBC, TD, Scotiabank, BMO и CIBC — process the автоматическая оплата by the morning of the scheduled date.

Practical tip: set a recurring monthly reminder on your phone for the day before your expected дата платежа so you can plan your bill payments, банковские переводы and grocery shopping accordingly without relying on memory.