How to check your exact CPP and OAS deposit date

How to check your CPP and OAS payment: My Account, app and phone

There are four official and free ways to confirm your exact deposit date and verify your पेंशन लाभ details. None of them require you to visit a Service Canada office in person or share your बैंकिंग जानकारी with a third party.

💻 1. My Account — Canada.ca

Sign in to your मेरा खाता at canada.ca/my-cra-account using your CRA user ID or your bank sign-in credentials. Under “Benefits and credits” you can view your next scheduled सीधे जमा date, the net amount of your पेंशन लाभ, any deductions applied and a complete history of all previous बैंक खाता credits.

You can also use मेरा खाता to update your बैंकिंग जानकारी for direct deposit, change your mailing address and manage your tax withholding preferences — all without visiting a branch or calling a phone line.

📱 2. CRA My Account mobile app

Download the MyCRA app free from the App Store (iPhone) or Google Play (Android). After signing in, navigate to “Benefits” to access:

• Your next CPP and OAS सीधे जमा date
• Net payment amount after deductions
• Registered बैंक खाता details for direct deposit
• History of previous automatic payments और बैंक खाता credits
• Option to update your बैंकिंग जानकारी directly in the app

बख्शीश: enable push notifications in the app to receive an alert on your phone each time your पेंशन लाभ is deposited into your खाते की जांच या बचत खाता.

📞 3. Service Canada helpline — 1-800-277-9914

Call 1-800-277-9914 toll-free from anywhere in Canada, Monday to Friday during business hours. A Service Canada representative can confirm your next भुगतान तिथि, the amount of your पेंशन लाभ and the बैंक खाता details registered for your सीधे जमा. Have your Social Insurance Number (SIN) ready to verify your identity.

For seniors without access to a smartphone or computer, this is the most accessible option. TTY service is also available at 1-800-255-4786 for beneficiaries with hearing or speech impairments.

🏦 4. Bank statement or online banking

Once your सीधे जमा is processed, you can verify the credit through your bank’s mobile app, online banking portal or ATM. The deposit will appear on your bank statement as “SERVICE CANADA” or “CANADA CPP” followed by the amount. Most major Canadian banks — including RBC, TD, Scotiabank, BMO और CIBC — process the स्वचालित भुगतान by the morning of the scheduled date.

Practical tip: set a recurring monthly reminder on your phone for the day before your expected भुगतान तिथि so you can plan your bill payments, बैंक स्थानान्तरण and grocery shopping accordingly without relying on memory.