Official CPP and OAS payment schedule

CPP and OAS payment schedule — annual dates

सर्विस कनाडा publishes the full annual CPP and OAS payment schedule at the start of each year. Payments are issued on the same fixed dates for both कनाडा पेंशन योजना (सीपीपी) और वृद्धावस्था सुरक्षा (ओएएस) and are deposited directly into your बैंक खाता के जरिए सीधे जमा on each scheduled date.

🗓️ Annual CPP and OAS Payment Dates

Month	Payment Date
January	29 January
February	26 February
March	27 March
April	28 April
May	27 May
June	26 June
July	29 July
August	27 August
September	25 September
October	29 October
November	26 November
December	22 December

Important: if the scheduled date falls on a weekend or public holiday, your सीधे जमा will be processed on the last business day before that date. Always verify the exact date for each month on the official Service Canada website or through your मेरा खाता portal.

🏦 How are CPP and OAS payments delivered?

The vast majority of Canadian pensioners receive their पेंशन लाभ के जरिए सीधे जमा into a personal खाते की जांच या बचत खाता. This is the fastest, safest and most reliable method — funds are available in your बैंक खाता by the morning of the payment date with no need to visit a branch.

If you still receive your payment by cheque, Service Canada strongly recommends switching to सीधे जमा to avoid postal delays. You can update your बैंकिंग जानकारी at any time through your मेरा खाता on Canada.ca or by calling 1-800-277-9914.

Financial planning tip: with your भुगतान तिथि confirmed, schedule your monthly expenses — rent, utilities, groceries, insurance and any automatic बैंक स्थानान्तरण — in advance. This helps you manage your monthly budget effectively and avoid unnecessary late payment fees or interest charges.

Your उपलब्ध शेष राशि remains in your बैंक खाता indefinitely after the सीधे जमा is processed. There is no requirement to withdraw the full amount on the payment date — choose a time that is convenient for you to avoid queues at ATMs and bank branches.